New Rates on Federal Student Loans - and Temporarily 0%

It’s back-to-school time – no really, it is. And though not all schools will have a fall football season, they all have tuition bills. Check out the latest rates for Federal Student Loans (temporarily 0% rate!), amounts available and how it can fit in to the overall funding for college.
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No “Dad Jokes”, Just “Dad Financial Questions”

To the recent college graduates – Congratulations! Your last semester didn’t go as planned in these unique times but an exciting future still lies ahead. Some of the topics in that future will be financial related. In this blog post I share some general financial advice for those early (or not so early) in their career in a Q & A format.
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New Contribution Limits for 2020

There are limits on the amount one can save in tax qualified accounts like 401(k)’s and IRA’s. For those age 50 and over (55 for HSAs) additional catch-up contributions are allowed. The IRS recently published the contribution limits for 2020. Check out the summary table compared to 2019 levels.
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2020 ESTIMATED Social Security Inflation Adjustment: 1.5%

The fall season brings us changing leaves, harvest, football - and the inflation adjustment for Social Security benefits and maximum salary subject to Social Security payroll taxes. The final CPI-W data point will be released October 10th but with 2 of the 3 data points known, an early estimate can be calculated.
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Risk – How do you define and use it? (Part 1-Investments)

Risk can be many things - a game; an opportunity; a 4-letter word. For an investor, it can be all of them (though maybe only speculators refer to it as a game). This blog post will look at the different risks related to an investment portfolio. It is important to be comfortable with the amount of risk you are taking.
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Social Security: Yes it will be there ... most of it

Each year the Social Security Trustees issue a report on the status of the program. Included is how long the funds are projected to last and what portion of promised benefits can be covered if no changes are made. It is not 100% and it is coming relatively soon, but it's not 0% either.
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